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Prime Minister Crop Insurance Scheme

 Prime Minister Crop Insurance Scheme, Pradhan Mantri Fasal Bima Yojana, in which situation the insurance company will give the claim amount to the farmers and in which not? Under the Pradhan Mantri Fasal Bima Yojana, the biggest fear of the farmers is that if any calamity comes with them, then in what situation the company will give them the claim amount and in which case the insurance company will not give the claim amount, today we are going to tell you. This is how the insurance company under the Prime Minister's Fasal Bima Yojana gives you the claim amount when the situation arises.

Pradhan Mantri Fasal Bima Yojana Insurance Company

Crop insurance scheme, claim.

Under the crop insurance scheme, you have to present a claim to the insurance company within 12 hours of the crop failure, only then the insurance company is able to give you the claim amount, the biggest rule that farmers forget to follow. The government had started the Pradhan Mantri Fasal Bima Yojana to save the farmers from the problem of crop loss, which is being run by many insurance companies, under this scheme, farmers miss out on getting the claim amount due to their small mistake. because of.

In which situation the insurance company gives the benefit of coverage to the farmers

In case of occurrence of unfavorable weather conditions, which is likely to be less than 50% by the mid-stage of the crop, a claim of up to 25% of the total sum insured is given by the insurance company with immediate effect.

The insurance company provides the amount of coverage even in case of natural calamities, diseases and damage caused by pesticides to standing crops between sowing and harvesting.

The amount of coverage is also given to Kharif crops in case of local calamities such as hailstorm, landslide, cloudburst, damage caused by lightning.

It is also compensated by the insurance company after assessing the damage on an individual basis due to the occurrence of conditions like unseasonal cyclonic rain, storm, hailstorm, to the crops kept for drying in the field for the next 14 days after harvesting.

If the farmers are unable to sow the crop due to adverse weather conditions, then the claim can also be made in such a situation.

How to apply for crop insurance scheme.

There are two processes to apply for the Prime Minister's Fasal Bima Yojana,

1) Those who are indebted farmers have to adopt a different method and 

2) The farmers who are not indebted have different methods.

For indebted farmers.

According to the government insurance company National Insurance, loanee farmers, all Kisan Credit Card holders and farmers taking crop loans can apply for Pradhan Mantri Fasal Bima Yojana from their nearest government or private cooperative bank.

For those farmers who are not indebted.

Those farmers who have not taken any kind of loan for farming, they can apply for this directly from the Jan Suvidha Kendra or the insurance portal. Right now the application for Pradhan Mantri Fasal Bima Yojana Kharif is being done through the Jan Suvidha Kendra.

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